Insights & guides

Straight answers on UK payroll & tax

No jargon, no fluff, practical guides for overseas employers hiring in the UK, and for contractors and landlords who need to file a tax return. Written by the people who do this for a living.

Free guide

Free download: employing UK staff from overseas (2026)

Our 2026 checklist for hiring your first UK employee with no UK entity, the routes, the real costs, the compliance, and a first-30-days action list.

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Overseas payroll

Employing UK staff from overseas: the complete guide

The whole picture in one place, the three routes (own PAYE, DPNI/DCNI, EOR), the real costs, your obligations and a realistic timeline, each linking to the detail.

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Reference

UK payroll & tax rates and thresholds 2026/27

Income tax, NI, statutory pay, minimum wage, student loan and pension thresholds for 2026/27, a clear, scannable UK payroll reference.

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UK payroll

Employing a UK apprentice: pay, NI & cost

The apprentice minimum wage, the employer NI saving from category H (under 25), and the Apprenticeship Levy, what actually changes in payroll, with a 2026/27 worked example.

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Overseas payroll

Off-payroll working (IR35) for overseas engagers

When do IR35 rules apply if you engage a UK contractor from abroad? The small-company exemption, who carries the SDS and PAYE, and how it differs from DPNI.

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Payroll

Benefits in kind and P11D explained (2026/27)

What benefits in kind are, the P11D and P11D(b), Class 1A NIC at 15%, the 6 July deadline, and why payrolling benefits becomes mandatory from April 2027.

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Payroll

UK payroll year-end: P60, P11D and the final FPS

The year-end process in order, the final FPS/EPS, P60s by 31 May, P11Ds by 6 July, new tax-year codes, and what overseas employers must do.

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Country guide

Hiring a UK employee from France

UK PAYE vs the bulletin de paie, far lower employer charges than French cotisations, posted-worker rules, and why you usually need no UK entity.

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Country guide

Hiring a UK employee from Ireland

UK PAYE/NI vs Irish PAYE/PRSI, Common Travel Area right-to-work, and the close-but-different details, same time zone, no UK entity required.

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Country guide

Hiring a UK employee from India

Employ UK staff with no UK entity via DPNI, one PAYE deduction instead of TDS/PF/ESI, right-to-work basics, GBP pay and the time-zone overlap.

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Country guide

Hiring a UK employee from Singapore

CPF vs UK NI and a separate pension, PAYE deduct-at-source vs settle-it-yourself tax, right-to-work, and why you usually need no UK entity.

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Payroll & pensions

Salary sacrifice explained (2026/27)

How salary sacrifice cuts Income Tax and NI for both employee and employer, a clear 2026/27 worked example, what still qualifies, and the pitfalls to check.

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Overseas payroll

SSP, SMP & SPP for overseas employers

Do you owe UK statutory sick and family pay with no UK entity? The 2026/27 rates, who qualifies, and how much you can recover from HMRC.

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Overseas payroll

Right to work checks for overseas employers

Share codes, the statutory excuse and a two-year record, how to check a UK hire's right to work before day one, and the fines if you don't.

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Payroll

Director's salary vs dividends (2026/27)

The £5,000 and £12,570 salary options, the Employment Allowance trap, and the new dividend rates, how owner-directors pay themselves efficiently.

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Overseas payroll

Auto-enrolment pension duties for overseas employers

Yes, you usually have to enrol UK staff in a workplace pension, even with no UK entity. The duties, the 8% minimum and qualifying earnings for 2026/27.

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Overseas payroll

DPNI vs DCNI: which direct-payment scheme applies?

DPNI covers tax and NI; DCNI is NI-only. What each scheme covers, who's responsible for the tax, and how to tell which one you actually need.

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Overseas payroll

How long does UK payroll setup take from overseas?

A realistic timeline for an employer with no UK entity, why the DPNI scheme can't be opened online, and how to be ready for the first payday.

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Overseas payroll

Hiring in the UK from overseas: PAYE vs DPNI vs EOR

The complete guide. Compare the three routes side by side, estimate what a UK hire really costs, and see the UK employment essentials.

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Country guide

Hiring a UK employee from the US

PAYE vs W-2, employer NI vs FICA, no at-will, the five differences that surprise American companies, and how to hire with no UK entity.

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Country guide

Hiring a UK employee from Germany

Post-Brexit right-to-work checks, lower employer costs than Sozialversicherung, no works councils, what German companies need to know.

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Country guide

Hiring a UK employee from Australia

PAYE vs PAYG, 3% pension vs 12% super, 5.6 weeks' holiday, the differences that matter, and how to hire with no UK entity.

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Cost comparison

EOR vs your own UK payroll: the true cost

EOR platforms charge ~£500 per employee per month. Your own payroll costs a fraction, even with no UK entity. Interactive comparison inside.

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Cost comparison

Running payroll yourself vs outsourcing it

The real hours, software costs and penalty risk of DIY, plus an honest panel on when doing it yourself genuinely makes sense.

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Country guide

Hiring a UK employee from Canada

PAYE vs CPP/EI source deductions, T4 vs P60, 5.6 weeks' holiday vs 2–3, and how to hire with no UK entity.

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Country guide

Hiring a UK employee from the UAE

From zero payroll tax to full PAYE: WPS vs RTI, gratuity vs pensions, and the on-costs to budget, the Gulf employer's guide.

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Country guide

Hiring a UK employee from the Netherlands

Loonheffing vs PAYE, no vakantiegeld, lower employer costs than the Dutch stack, what changes post-Brexit.

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Self Assessment

Do landlords need to file a tax return?

The £1,000 property allowance, rent-a-room relief, what you can deduct, non-resident landlords, and the MTD timeline.

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Self Assessment

Your first Self Assessment, without the panic

Registering by 5 October, your UTR, the records to keep, and the payments-on-account ambush every first-timer should see coming.

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Reference

UK payroll jargon, translated

PAYE, RTI, FPS, DPNI, P60, qualifying earnings, every term you'll meet in plain English, plus the dates that matter.

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Overseas payroll

PAYE vs Employer of Record (EOR): which is right?

Run your own UK payroll or use an EOR? The real difference, when each wins, and why a DPNI scheme is often the leaner middle path.

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Payroll

What is RTI? FPS and EPS explained

Reporting payroll to HMRC in real time, what the FPS and EPS are, when each is due, and the on-or-before-payday rule that catches employers out.

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Self Assessment

Making Tax Digital for Income Tax: what is changing

Quarterly digital updates are replacing the annual return for sole traders and landlords. The thresholds, the timeline, and what to do now.

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Overseas payroll

What is a DPNI scheme? A plain-English guide

How overseas companies can employ UK staff without a UK entity, what a DPNI/NI-only scheme is, when you need one, and how to set it up.

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Overseas payroll

What a UK employee really costs an overseas company

Salary is only the start. Employer NI, pensions, the Apprenticeship Levy and more, the full cost of hiring in the UK, with 2026/27 numbers.

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Payroll

Employer National Insurance explained (2026/27)

What employer NI is, the current rate and threshold, the Employment Allowance, and how to work out what you'll actually pay on a UK salary.

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Self Assessment

Do umbrella & agency contractors need to file a tax return?

When PAYE through an umbrella isn't the whole story, who needs to file Self Assessment, what you can claim, and how to avoid penalties.

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Payroll

Umbrella PAYE changes from April 2026: what agencies must do

From 6 April 2026 the responsibility for umbrella workers' PAYE moves to the recruitment agency. What's changing, the liability, and what to do now.

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