FAQ
Self Assessment questions, answered
How do I know if I need to file?
You usually need to file if you were self-employed (including as a CIS subcontractor) and earned more than £1,000 before expenses, were a business partner, had Capital Gains Tax to pay, or had to pay the High Income Child Benefit Charge and don't pay it through PAYE. Other income can mean a return too: rental profit over £2,500 (or rent over £10,000), savings interest or dividends over £10,000, or £2,500 or more of other untaxed income. Smaller amounts are usually reported to HMRC without a return. Use the free checker above, or just ask us, we'll confirm.
What do you need from me?
A simple, secure checklist: your income (P60/P45, self-employment or rental figures, dividends, etc.) and any expenses. We tell you exactly what to send and chase anything missing.
What does it cost?
A fixed fee agreed up front, from £145 for a simple return, from £200 for self-employed/landlord, from £375 for complex. Registering you for Self Assessment, if you are not registered yet, is £35, and free if you are already a payroll client of ours. No surprises.
Can you stop me missing the deadline?
Yes, that's part of the service. We track your deadlines and chase you in good time so you avoid the £100+ late-filing penalties.
What about Making Tax Digital?
MTD for Income Tax started in April 2026 for sole traders and landlords with qualifying income over £50k, and widens to over £30k in April 2027 and over £20k in April 2028, each based on your qualifying income two tax years earlier. It means digital records and quarterly updates, and you still file a tax return after the year ends. If it affects you, we'll set you up the right way.
Is my data safe?
Yes. We collect documents through a secure channel, never insecure email, and handle your information confidentially and in line with UK GDPR.