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Gross-up calculator: the salary for the take-home you want
Enter the take-home pay you want and work back to the gross salary that gives it, for 2025/26 and 2026/27 (England, Wales & NI).
Enter the take-home pay you want and work back to the gross salary that gives it, for 2025/26 and 2026/27 (England, Wales & NI).
Start from the take-home you want and work back to the salary that gives it. Enter the yearly take-home, your tax code, any pension and any student loan. The calculator tries salaries until the take-home after income tax, employee National Insurance, pension and student loan matches your figure, then shows that salary for the year and the month.
For a monthly take-home, multiply it by 12 before you enter it.
On the 2026 to 2027 rates, with code 1257L and category letter A and before any pension or student loan, each extra £1 of salary between £12,570 and £50,270 pays 20% income tax and 8% employee National Insurance, so 72p reaches take-home. Between £50,270 and £100,000 it pays 40% and 2%, so 58p does. Between £100,000 and £125,140 the Personal Allowance goes down by £1 for every £2, which takes another 20p, so 38p does.
The tax year runs from 6 April 2026 to 5 April 2027. With the standard Personal Allowance of £12,570, income tax is 0% up to £12,570, 20% from £12,571 to £50,270, 40% from £50,271 to £125,140 and 45% over £125,140. The allowance goes down by £1 for every £2 of adjusted net income above £100,000, so it is zero at £125,140 or above.
Employee National Insurance on the standard category letter A is 8% on earnings between £242 and £967 a week, and 2% above that.
The salary is what the employee is paid. The employer's cost is on top: for most employees, UK employer's National Insurance is 15% of whatever they earn above £5,000 a year, and the employer pays it, not the employee. Employment Allowance may cancel out the employer's National Insurance altogether. For 2026 to 2027 it's £10,500. The employer cost tab on our salary calculators page adds it up.
If you live in Scotland: income tax bands are different in Scotland, and this calculator uses the rates for England, Wales and Northern Ireland.
Every figure here is an estimate for guidance, not personal tax advice.
Enter the yearly take-home you want, your tax code, any pension and any student loan. The calculator works back to the salary that gives that take-home, on the 2026 to 2027 or 2025 to 2026 rates for England, Wales and Northern Ireland.
On code 1257L and category letter A for 2026 to 2027, before any pension or student loan: 72p of each extra £1 between £12,570 and £50,270, 58p between £50,270 and £100,000, and 38p between £100,000 and £125,140, where the Personal Allowance is being reduced.
No. It gives the salary the employee is paid. For most employees, the employer also pays 15% of whatever they earn above £5,000 a year, though Employment Allowance, £10,500 for 2026 to 2027, may cancel it out for an employer that can claim it.
Yes. Multiply the monthly figure by 12 and enter that. The result shows the gross salary for the year and for each month.
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